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Pradhan Mantri Jeevan Bima Yojana |
Suppose, there is a family of 4, a father, a mother and their two kids. They are having a peaceful life until one day. That day the husband dies and the family gets shattered. But the husband was intelligent. He had a insurance cover. And after his death, the family got the insured amount so that they can leave happily. Be like the husband.
In a survey done in May 2015, it was found that only 20% of the Indian population has any kind of insurance. This had to be changed because by the use of insurance, we can transfer a risk to another. That is why Prime Minister, Narendra Modi launched a scheme which is know as Pradhan Mantri Jeevan Jyoti Bima Yojana to provide life insurance at a cheap rate.
Under this scheme
- Rs. 2,00,000 is paid to the nominee in case of death by any reason.
- The annual premium is Rs. 330.
- It is renewed every year with auto debit facility.
- People between age of 18 and 50 are eligible to apply.
How to apply for Jeevan Jyoti Bima?
- Download form by clicking here.
- Fill up the form.
- Approach your bank branch.
- Submit it to them.
Alternatively, it can be applied directly by net banking or mobile banking for the supported banks.
Achievements
Till may 2018,
Subscribed : 5.33 crore people
Claims : 60,422 claims
Disbursed : 63,767 claims
Claims : 60,422 claims
Disbursed : 63,767 claims
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