Why is Pradhan Mantri Awas Yojana (PMAY) launched?

Pradhan Mantri Awas Yojana

In a country where a large population still don't have a proper shelter to live in. And people are forced to live in houses with narrow streets or even on streets, the Pradhan Mantri Awas Yojana (PMAY) or Prime Minister Housing Scheme seems to tackle this problem by building 20 million affordable houses till 31st March 2022. This will seemed to be positive step for the overall development of the country as a whole. This will be for all urban and rural poor of the country. This was launched by Prime Minister for providing the shelter which is a basic requirement for living the life. Under this scheme, it is claimed that 2-3 lakhs houses are allotted every month.

Under PMAY scheme

1. Every house will have a toilet, LPG connection, clean drinking water.
2. The government will ensure that every individual has Jan Dhan banking facilities.
3. The houses which would be constructed under Pradhan Mantri Awas Yojana  will be eco-friendly.
4. 6.5% subsidy on housing loans.

Pradhan Mantri Awas Yojana Apply Online / Online Application

For Slum Dwellers

1. Log on to the official Pradhan Mantri Awas Yojana at pmaymis.gov.in. 
2. Choose the ‘For Slum Dwellers’ option in the ‘Citizen Assessment’ dropdown.
3. Enter your Aadhaar number and click submit. (The site will verify whether the Aadhaar details provided is correct).
4. If the information provided is correct, you will be lead to the next page where you will have to provide all the pertinent information regarding you name, income, no. of family members, residential address, contact number, age of the head of the family, religion, caste and the like.
5. Once all the information is provided, scroll down, type the captcha code in the box and click submit.

For Under other 3 Components

1. Log on to the official Pradhan Mantri Awas Yojana at pmaymis.gov.in
2. Choose the ‘Benefits under other 3 components’ option by clicking the ‘Citizen Assessment’ dropdown.
3. Enter your Aadhaar number and click submit. (The site will verify whether the Aadhaar details provided is correct).
4. If the information provided is correct, you will be lead to the next page where you will have to provide all the pertinent information regarding you name, income, no. of family members, residential address, contact number, age of the head of the family, religion, caste and the like.
5. Once all the information is provided, scroll down, type the captcha code in the box and click submit.

And thus, end the PMAY online application process. In case you make a mistake which typing out the information, you can edit the form with the help of your Application and Aadhaar number.

Pradhan Mantri Awas Yojana Bank List

Click here for the list of banks under PMAY.

Thanks for reading. This article was bought to you by Hamari Yojana, an initiative by a Political Science student and a CA student. Stay tuned for more articles like this.

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